I am about to leave my part time job of 13 years to return to study. I have a cat and a dog currently insured with RSPCA. Both pets have been insured since they came to us. 5 years for the pooch, 3 years for the cat.
The premiums are astronomical at over 2k a year ($88 a fortnight) but all bar last year, their claimable collective pet bills have equalled or exceeded that thanks to an accidental poisoning with a medicated pet shampoo (when my cat was a kitten) injuries related to a dog fight (thanks idiot off lead dog owner at the park) and ongoing seasonal allergies (poor poochie).
We have savings to fall back on in case of any emergency. We need to decide where we cut back to account for the loss of my income. Pet insurance seems like a no brainer because it’s so expensive and yet, I’m having a hard time calling time on their policies.
Someone talk some sense into me!
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from Pets https://www.reddit.com/r/Pets/comments/qozwmv/when_to_call_time_on_pet_insurance/
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